Railways Introduces 45-Paise Travel Insurance for Counter Ticket Bookings
Indian Railways has introduced a 45-paise travel insurance option for passengers booking reserved tickets at railway reservation counters. Effective from October 27, passengers can opt for coverage up to Rs 10 lakh by paying just 45 paise per person, including taxes. This extension brings passengers purchasing tickets through the Passenger Reservation System (PRS) under the same insurance framework as those booking online via IRCTC. The Supreme Court had directed this change following the June 2023 Odisha train accident, which highlighted the need for improved safety measures. Passengers must provide a mobile number and pay digitally for the insurance. Coverage includes death, disability, hospitalisation, and transportation of mortal remains. Children under five and unreserved ticket holders are excluded.
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